$25,000 personal loan: monthly payment
| APR | 12 mo | 24 mo | 36 mo | 48 mo | 60 mo |
|---|---|---|---|---|---|
| 8% | $2,174.71 | $1,130.68 | $783.41 | $610.32 | $506.91 |
| 12% | $2,221.22 | $1,176.84 | $830.36 | $658.35 | $556.11 |
| 16% | $2,268.27 | $1,224.08 | $878.93 | $708.51 | $607.95 |
| 20% | $2,315.86 | $1,272.40 | $929.09 | $760.76 | $662.35 |
| 25% | $2,376.11 | $1,334.29 | $994.00 | $828.93 | $733.78 |
| 30% | $2,437.18 | $1,397.82 | $1,061.29 | $900.15 | $808.83 |
Worked example
At 12% APR over 36 months, the payment is $830.36 and total interest is $4,893. The same loan at 25% APR costs $10,784 in interest: the rate matters more than the term for total cost.
Rates in the tables are a range for comparison, not current market quotes. Payments are principal and interest only unless stated.
Frequently asked questions
What is the monthly payment on a $25,000 loan?
$830.36 for 36 months at 12% APR.